Home - Mortgage Loans | Personal Loans | Bad Debt Loans | Foreclosure Loans
Apply for a Loan | Best Auto Loans | Best Bad Credit Auto Loans | Best Bad Credit Loans | Best Bill Consolidation Loans | Best Cash Advance Loans | Best Credit Cards | Best Credit Repair Tips | Best Debt Consolidation Loans | Best Free Credit Reporting Tips | Best Home Equity Loans | Best Mortgage Loans | Best Pay Day Loans | Best Personal Loans | Best Products on the Internet | Best Unsecured Loans
Great Financial Advice
Apply for a Loan
Latest Financial News
Rate Lock Advisory
Best Products
Join Our Mailing List
Contact Us
Loan Articles Index
Auto Loans
Bad Credit Auto Loans
Bad Credit Loans
Bill Consolidation Loans
Cash Advance Loans
Credit Cards
Credit Repair Tips
Debt Consolidation Loans
Debt Reduction Loans
Foreclosure Loans
Free Credit Reporting Tips
High Risk Loans
Home Equity Loans
Home Loans
Lawsuit Loans
Mortgage Loans
Pay Day Loans
Personal Loans
Products on the Internet
Real Estate Services
UK loans
Unsecured Loans
Loan Article Index
Loan Articles A-G
Loan Articles H-Q
Loan Articles R-Z
Mortgage Calculators
Mortgage Calculator
Mortgage Amortization Calculator
Rent vs. Buy Calculator
How Much Can I Afford Calculator
Auto Payment Calculator
Click here to Sign up for Email and Newsletter

 

redhotloantips fat loss


Credit card and loan APR...some points of interest

Written by: Terry Till

When choosing to have a credit card or credit arrangement how many of us take an interest in the APR or look into how much our borrowing will cost us over the year that we have a credit amount outstanding. The APR or annual percentage rate that is used for a credit card or credit facility is our guideline as to how much interest we will be paying to the financial lender on the money we borrow. With the competition nowadays to offer us credit on all matter of consumables we can all to easily forget that what we sign for today on a credit card or credit arrangement will inevitably cost us considerably more than the original purchase price if we don't make some preliminary investigations into the total cost of the item including the financial lenders interest. So when making your next purchase using a credit card, or any other credit arrangement, be sure to enquire first what the APR is and what the total cost of the item will cost you including the interest. As a basic guideline obviously the lower the APR is, the smaller the amount of interest charged should be, however it is always wise to ask for a full quotation of the total cost in writing when ever possible. Also check what APR your current credit card is charging and make the time to see what better offers are being made by the other financial institutions, it is not uncommon nowadays to find interest rates now being offered from 0% to the high 20% range. Again it is also well worth asking how long the interest rate being offered is guaranteed for as some companies may offer an attractive introductory rate for a short period of time which when reverted back to their normal rate may be far more uncompetitive than others available.
About the Author

Copywrite 2005 Terry Till

http://www.credit-card-offer-deal.info


Other Related Articles:

Boat Loans Ė Steering Way Towards A Bon Voyage
In the full moon night, on a lovely morning you would like to take your craft, your boat where the cool wind blows. How it steers slowly along the fine film of transparent blue waters. It is very easily your reverie for you donít own a boat yet....read more

How to Find Low Interest Online Loans
Low interest online loans are a wonderful way for individuals who find themselves in need of additional funds to get the money that they need without paying an exceptional amount for it. A person can use their low interest online loans to pay for...read more

Debt Consolidation Refinance Loans - A Great Way To Lower Your Bills
For millions of homeowners, refinancing is the perfect way to consolidate debts. You can consolidate your debts, eliminate outrageous interest rates and fees, and make one low monthly payment. Credit cards, medical bills, and unsecured loans can all...read more


Return to Home

468x60

Best Auto Loans, Best Bad Credit Auto Loans, Best Bad Credit Loans, Best Bill Consolidation Loans, Best Cash Advance Loans, Best Credit Cards, Best Credit Repair Tips, Best Debt Consolidation Loans, Best Debt Reduction Loans, Best Foreclosure Loans, Best Free Credit Reporting Tips, Best High Risk Loans, Best Home Equity Loans, Best Home Loans, Best Lawsuit Loans, Best Mortgage Loans, Best Pay Day Loans, Best Personal Loans, Best Products on the Internet, Best Real Estate Services, Best UK loans, Best Unsecured Loans
Subscribe to Mailing List | Private Policy | Unsubscribe | Site Map