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How To Apply For A Lawsuit Loan

Written by: Michael Merten

Often when a person is involved in a personal injury accident they will find themselves unable to work and slowly running out of funds. Although at some point the person may receive an insurance settlement that will ultimately compensate them for the injuries they have received, the typical personal injury accident victim has to often figure out what to do until they receive this settlement. One possibility is a "lawsuit loan" otherwise known as "lawsuit financing," "lawsuit funding" or a "lawsuit cash advance."

A "lawsuit loan" or "lawsuit cash advance" is a cash advance made against the proceeds a personal injury accident victim will receive from an insurance settlement or personal injury lawsuit. Technically the cash advance is not a loan because the proceeds never have to be paid back if the accident victim receives no settlement.

"Lawsuit loans" or "lawsuit cash advances" will often be provided in cases that involve personal injury such as motor vehicle accidents, medical malpractice claims, slip and fall accidents, product liability claims, animal bite claims and worker's compensation injuries where the victim is represented by an attorney.

A person will typically apply for a "lawsuit loan" or "lawsuit cash advance" by contacting a company such as Lawsuit Cash Advance, LLC that provides this type of specialty funding. The person will be expected to provide information relevant to their case in order to be evaluated as a possible recipient of a "lawsuit loan" or "lawsuit cash advance." Initially they and their attorney will have to submit a questionnaire, and this request for information will be followed up by a request for any additional documentation relevant to the person's personal injury case such as police reports, incident reports, doctors' bills, medical records and other legal documents.

Once the person has provided all the required paperwork necessary to evaluate their case, a lawsuit funding company such as Lawsuit Cash Advance, LLC will then evaluate the accident victim's case in the same way any underwriter would. An assessment will have to be made as to the likelihood that funds advanced will ultimately be paid back and to the amount the personal injury accident victim can actually be advanced.

Once the personal injury accident victim's case has been evaluated, if they qualify they will then be issued a "lawsuit loan" or "lawsuit cash advance." Funds can usually be provided within 24 hours of receipt and approval of the application and all supporting documentation.

About the author:

Michael Merten is an Internet marketing consultant who works primarily with personal injury finance companies and law firms. onlinethrills@comcast.net .


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