There are many cash payday loan companies that you can connect
with online to get a quick cash advance loan. Cash loan services
may offer anywhere from $100 to $1000 or more instantly.
Although check with your state law, the $1000 or more cash loan
may be illegal. If you are a first time customer, the amount of
loan will usually be the smaller amount but if you apply again,
the returning customer can apply for a larger cash loan amount.
Most quick cash advance loan companies do not check credit so
even if you have bad credit or no credit, you can still apply
for a payday loan.
Cash payday loan companies usually require that you are a U.S.
Citizen, at least 18 years of age, have an active checking
account opened at least 90 days (no bounced checks) and a
minimum of $1000 in payday (must be employed) or $800 fixed
income deposits per month. A cash payday loan company may not
offer a loan if you have an outstanding cash loan with another
lender. Cash advance loan companies usually approve an
application within a few hours and electronically transfer the
advance cash loan overnight into your checking account the next
business day. The availability of the cash funds usually depends
on your bank's processing schedule and policies including bank
holidays. Usually repayment of your cash loan will occur on your
next payday where the cash loan company will debit your account
with the amount of the loan plus the fees. Some cash payday loan
companies offer a "free" loan to their new customers i.e. no
fees as long as the loan amount is paid in full on its due date.
Usually the payment of the cash loan is in the full amount or
any amount greater or equal to the minimum payment. Cash payday
loan companies need to be researched thoroughly because they can
have different payment plans.
Cash payday loan companies might require the finance charge be
paid while still tacking on fees on the whole amount borrowed.
In the event you can not pay the loan in full, each company will
have a policy option to pay off some of the loan for an
additional price. Usually after two or three paydays, the cash
loan companies will require the full payment of the loan.
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