Student Loans? Don't Bother Me. I'm Eccentric.
Written by: Ian McAllister
Student Loans - Not Such a Bother to Eccentrics
"Do you really see yourself as eccentric?" asked my boss
incredulously. "Yes." I replied - "Eccentric means away from the
centre, which means that I don't follow all the other sheep."
How it Began
Probably it all began when I was in my teens and found a book
that showed me the easy way to write essays. "Always think what
everyone else will write and make your essay as outrageously
different as you can." You can get a free eBook now on the
subject from studying-techniques.com
It was such fun being outrageous that it spread to my everyday
life. Often the outrageous ideas I thought of made more sense
than the conventional thinking.
Soon people started to accept me as an eccentric.
Immediate advantages of being a known eccentric
* You don't offend people. Everyone shrugs and says "It's just
Ian!" * You can say "no" whenever you like. * You no longer have
to keep up with the Joneses. You set your own targets.
How being eccentric saves on student loans
I had a pushbike instead of a car like all the other students. I
didn't need student loans. I set my own standards. The Joneses
didn't drive me to student loans.
When I needed textbooks I bought them second-hand, but decided
for myself if the book was really necessary. After all, if I
read the book in the library I wouldn't have to pay for it, and
student loans would be kept at bay.
I'm eccentric - remember? So I don't have to follow your
expensive pastimes. I chose free pastimes. No need for student
loans if I keep to free. What's that? Didn't I get bored with
nothing to do? Far from it! Four times in my life I've had so
many pastimes that I've had to prune the list drastically.
Each Saturday I joined other young folk cycling round the
countryside. I usually repaired their punctures, because I had
the tools and it cost me next to nothing. I toured England,
Scotland and Wales during my holidays with no fuel costs at all
for my pushbike, so no student loans were needed.
Sports: Of course I needed some eccentric sports to keep fit, so
I took up croquet, fives, table-tennis, 7-mile cross-country
running, hill-walking. No need for student loans because it was
all free, and so were the games that I played such as chess.
Each evening I had to make time to go out with my date, so had
to push through my one-hour harmonium rehearsal, and one-hour
violin rehearsal, and do my homework, and play some
table-tennis, and read library books, and eat . . .
Fortunately none of that needed a student loan - even my date.
Remember, I am eccentric, so my date had to go along with me, or
find someone else.
I didn't need student loans for my furniture. My boss said later
that I'd furnished my entire house for less that he paid for his
bed. Auction prices were so low that the main cost was in
carting the stuff home.
Student union? No I'm eccentric. Horse-racing pool? No I'm
eccentric. Join a student protest rally? No I'm eccentric.
Each time students were browbeaten into something expensive
because "everyone else is doing it" they didn't even bother to
ask me because I was eccentric. Far from needing student loans,
I saved money from my government scholarship. Then I took
holiday jobs for extra money.
One day the unemployment officer showed me a job which "nobody
will want". I grabbed it immediately because it sounded
different. I was working alone on a farm, 6 miles from my boss
and was snowed-up most of the winter so that my boss couldn't
get through to me. It was there that I learned to trap rabbits,
skin them, cure them, train dogs, cook, hand-milk cows, make
cheese - well what else is there to do when you're snowed up?
I bumped into the employment officer a couple of months later
and he said "You're not still on that terrible job are you?" I
hastened to reassure him that it was great. He must have thought
that I was eccentric or something.
Why does being eccentric avoid student loans?
* I don't mind buying seconds or second-hand from the op-shop or
* Anything free is great.
* I'm not proud. People give me lifts in cars because I'm too
eccentric to have one of my own. I used to hitch-hike before it
got dangerous. People give me cast-off clothing - well only an
eccentric would wear it!
* Naturally I hunted for a scholarship until I found one.
Everyone else may have student loans, but I'm eccentric.
* "Everyone else has one" so out comes the credit card. Not me.
I'm eccentric. Credit cards can charge more than one fifth of
your loan per year, making them the most expensive of student
* Giving gifts needs more student loans. I'm eccentric.
Something for 50cents from the Salvation army can make a great
gift. Keep buying through the year then wrap up your treasure
trove at Christmas and hand deliver to avoid paying postage. Yes
- they'll all know what you're doing, but "it's just Ian" and
you're eccentric, remember?
If you are an eccentric like Ian McAllister then you'll just
love to read more about
student loans and finances Have a hunt around and you might
even find an article about electronic begging.
About the author:
Ian McAllister discovered early on that being eccentric is the
road to freedom. No longer hamstrung by peer pressure he does
whatever seems most convenient without any thought about what
people might say. You too could have this freedom if you go now
and browse around at http://study-loans.swag4u.com/
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